469-818-5060
Education and Assurance, Depend on Papa!
We are a certified and licensed brokerage with 13+ years in the insurance industry. We offer a wide range of essential insurance coverage for all ages, representing most major companies with a Healthcare/Medicare contract.
At NO COST, we will help you find a plan that best suits your personal healthcare needs and your budget:
Individual and Family Health Plans
Medicare Advantage and Supplements
Dental, Vision and Hearing Plans
Life Insurance for All Stages of Life
Education and Assurance, Depend on Papa!
We are a certified and licensed brokerage with 13+ years in the insurance industry. We offer a wide range of essential insurance coverage for all ages, representing most major companies with a Healthcare/Medicare contract.
At NO COST, we will help you find a plan that best suits your personal healthcare needs and your budget:
Individual and Family Health Plans
Medicare Advantage and Supplements
Dental, Vision and Hearing Plans
Life Insurance for All Stages of Life
View Our Plan Options:
Medicare Advantage
If you have Part A and Part B, you can join a Medicare Advantage Plan, sometimes called “Part C” or an “MA plan.” This type of Medicare health plan is offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D).
Additionally, Medicare Advantage plans can work with VA benefits for veterans, allowing them to receive care from both systems and access non-VA providers.
Medicare Supplements
Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare. Medicare Supplement policies are standardized, and in most states named by letters, like Plan G or Plan N. You must have Original Medicare – both Part A (Hospital Insurance) and Part B (Medical Insurance) to buy a Medigap policy.
ACA Marketplace Plans
ACA refers to the comprehensive health care reform law enacted in March 2010 (sometimes known as ACA, PPACA, or “Obamacare”). The law makes affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with qualified incomes. Plans may be purchased through the Marketplace or your respective State Exchange.
Please note: You cannot purchase a stand-alone dental plan through the Marketplace unless you’re enrolling in a health plan at the same time.
Dental and Vision
Most dental plans follow the “100-80-50” rule. This rule means that the insurance company pays for 100 percent of checkups and cleanings, 80 percent of fillings and root canals, and 50 percent of crowns, bridges, and other major procedures.
Please note: Most Medicare Supplement Plans DO NOT offer dental, vision and hearing coverage. Check your policy beforehand to see if those benefits are offered in your plan.
Life Insurance Plans
Life insurance policies generally fall into three categories: term, permanent, and final expense and we offer all three.
Term policies last a set timeframe (often 1, 10, 15, 20, or 30 years) and are typically the most affordable.
Permanent policies last your entire lifetime, have cash value that grows, and are more expensive.
Final expense policies are a more affordable type of permanent life insurance with a lower death benefit that’s designed to cover your end-of-life costs.
Our Plan Options:
ACA Marketplace Plans
ACA refers to the comprehensive health care reform law enacted in March 2010 (sometimes known as ACA, PPACA, or “Obamacare”). The law makes affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with qualified incomes. Plans may be purchased through the Marketplace or your respective State Exchange.
Medicare Advantage
If you have Part A and Part B, you can join a Medicare Advantage Plan, sometimes called “Part C” or an “MA plan.” This type of Medicare health plan is offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include drug coverage (Part D).
Additionally, Medicare Advantage plans can work with VA benefits for veterans, allowing them to receive care from both systems and access non-VA providers.
Medicare Supplements
Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare. Medicare Supplement policies are standardized, and in most states named by letters, like Plan G or Plan N. You must have Original Medicare – both Part A (Hospital Insurance) and Part B (Medical Insurance) to buy a Medigap policy.
Dental and Vision
Most dental plans follow the “100-80-50” rule. This rule means that the insurance company pays for 100 percent of checkups and cleanings, 80 percent of fillings and root canals, and 50 percent of crowns, bridges, and other major procedures.
Please note: You cannot purchase a stand-alone dental plan through the Marketplace unless you’re enrolling in a health plan at the same time.
Additionally, most Medicare Supplement Plans DO NOT offer dental, vision and hearing coverage. Check your policy beforehand to see if those benefits are offered in your plan.
Life Insurance Plans
Life insurance policies generally fall into three categories: term, permanent, and final expense. Once you understand the difference, you can easily determine which is right for your beneficiaries’ needs and your budget. Term policies last a set timeframe (often 1, 10, 15, 20, or 30 years) and are affordable. They’re typically for supporting your loved ones in case you pass away unexpectedly. Permanent policies last your entire lifetime, have cash value that grows, and are more expensive. Examples are Whole life insurance, Universal life insurance, Variable life insurance, and Final expense life insurance. Final expense policies are a more affordable type of permanent life insurance with a lower death benefit that’s designed to cover your end-of-life costs.
Additionally, Supplements are available to help with costs not covered by Medicare:
Medicare Supplement Insurance plans help pay your share of some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B, often with Part D and other types of coverage.
Medicare Supplement is additional coverage you can buy only if you have Original Medicare Part A and B.
Not all plans are built the same, and premiums vary
Medicare Supplement Insurance is sometimes also called Medigap because it helps fill the gaps in coverage and provides additional benefits such as dental and vision care
With a variety of plans available, you can customize your coverage to meet your specific needs and budget
We're Your Trusted Partners In
Navigating Medicare
Confused about your Medicare options? Don't worry, you're not alone. Our expert team is here to help simplify the process and ensure you get the coverage you deserve. Let us guide you through all the options and find the perfect plan(s) for your needs.
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program is also called Medicare Part C.
Medicare Part D (Prescription Drugs)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Additionally, Supplements are available to help with costs not covered by Medicare:
Medicare Supplement Insurance plans help pay your share of some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B, often with Part D and other types of coverage.
Medicare Supplement is additional coverage you can buy only if you have Original Medicare Part A and B.
Not all plans are built the same, and premiums vary
Medicare Supplement Insurance is sometimes also called Medigap because it helps fill the gaps in coverage and provides additional benefits such as dental and vision care
With a variety of plans available, you can customize your coverage to meet your specific needs and budget
We're Your Trusted Partners In
Navigating Medicare
Confused about your Medicare options? Don't worry, you're not alone. Our expert team is here to help simplify the process and ensure you get the coverage you deserve. Let us guide you through all the options and find the perfect plan(s) for your needs.
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program is also called Medicare Part C.
Medicare Part D (Prescription Drug)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Get in Touch With Us!
We love serving our community. Whether you need help navigating the confusing world of insurance, or you have questions about your existing plan(s), our doors are open. Please feel free to send us a message, schedule a free consultation or call us directly. We're here to help!
We do not offer every plan available in your area. Currently we represent 22 organizations which offer 110 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
© 2025 Benefits Papa - All Rights Reserved
(469) 818-5060
(469) 818-5060
We do not offer every plan available in your area. Currently we represent 22 organizations which offer 110 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
© 2025 Benefits Papa - All Rights Reserved